Kenneth H.J. Henjum Law Offices

Family and Bankruptcy Law


(805) 654-7032

The Bankruptcy system prefers you to keep your home. The law provides Homeowner Exemptions that allow you to keep $75,000 in equity as a single person; to $100,000 in equity, if you are married or have children in the house; or $175,000 in equity if you are over 65 (can be applied to persons aged 55 and over, if you have a low income or disabled).

Please call our office so we can discuss the details since the application of the homeowner’s exemption is tricky.

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